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Take Care With Super Consolidation Offers

Take Care With Super Consolidation Offers

Be very careful when considering to consolidate your Super. Getting all your eggs in the one basket isn’t as ‘easy’ as some may suggest. Read on for a real example of the possible costs…Continue Reading

Why Interest Rates are Low….and what to do about it!

Why Interest Rates are Low….and what to do about it!

Interest rates are low. So, what does that mean for you? Here’s our financial advice…   So interest rates are low again (OK, so the official cash rate of 2.00% has never been this low – but you only have to go back to 2009 to see a bargain basement rate of 3.00%).What does thatContinue ReadingContinue Reading

3 Dirty Tricks Lenders Use … and how to avoid them!

3 Dirty Tricks Lenders Use … and how to avoid them!

FINANCIAL ADVICE: We pride ourselves on honesty, so we thought we’d share this with you!Continue Reading

5 Reasons You Need a Financial Plan

5 Reasons You Need a Financial Plan

My partner Mel says her biggest surprise when she learned about what I do day to day was not that I spend time working with people that have a lot of money to manage, but that I also spend a lot of time helping younger and less wealthy people to get on the right track……Continue ReadingContinue Reading

 Lake Macquarie Financial Planning  & ISN Legal: An Integrated Approach

 Lake Macquarie Financial Planning  & ISN Legal: An Integrated Approach

The importance of planning should never be underestimated.  Having a structured plan and future goals assist greatly in the outcome of one’s life. As a certified Financial Planner, I provide my clients with advice and assistance with tailoring a structured “today’s tomorrow plan”. This plan is reviewed regularly, as situations and circumstance can change quiteContinue ReadingContinue Reading

5 Things Wealthy People have in Common…and a huge income is not one of them!

5 Things Wealthy People have in Common…and a huge income is not one of them!

Supporting and empowering people to achieve their dreams by passing on my knowledge and skills is one of the most rewarding aspects of my career. Of course though, it’s a partnership, and I have observed that people who achieve their goals have either had or learned some essential behaviours that have led them to success. They are:Continue ReadingContinue Reading

AMP’s Tomorrow Fund Grant 2015

Australian citizens and permanent residents of all ages and abilities can apply for an AMP Tomorrow Fund grant. AMP are looking for determined people with big dreams who just need some help to bring them to life and LMFP wants to make sure you hear about it. They may be passionate about solving community problemsContinue Reading

Counting the Cost of Serious Illness…. 3 Great Reasons to Protect Yourself Now

Unfortunately major illness is not confined to older generations and when it does strike someone under 40, the costs can be high over a lifetime. Fortunately the cost of protection at younger ages can be inexpensive and locked in for some degree of certainty for the long term. So are the young being encouraged toContinue Reading

More Marriages for over 55’s end in DIVORCE

The latest ABS statistics on marriages and divorces released in November last year shows that the only age groups for which the rate of divorce has increased over the ten years to 2012 were those aged 55+.*​Couple this with what the statistics don’t show, the incidence of convenience relationships-where the relationship has broken down butContinue Reading

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The Trustee for Pereira Family Trust (ABN 25 467 180 446), trading as Lake Macquarie Financial Planning is an authorised 

representative of Charter Financial Planning Limited, Australian Financial Services Licensee.

This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. 

You need to consider you financial situation and needs before making any decisions based on this information.