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(02) 4948 8613

Lake Macquarie Financial Planning

We'll set you on course,
support your journey & help you weather the storms

How We Help

GROWING IT

Investment Planning

Sure, we need money to live but how much depends on your lifestyle and goals. Investment strategies should match both…

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LEVERAGING IT

Debt Management

Debt doesn’t have to be a dirty word! Choosing which debt to have and making it work for you is the key…

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PROTECTING IT

Risk Management

Life insurance, Income Protection, trauma cover! What do they all mean? What is best for your family…

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ENJOYING IT

Retirement Planning

Ensuring you have the means to live your best retirement takes planning. It’s never too late or too early to start…

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Who We Help

We help clients who want to create their:

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Perfect Retirement

It can be daunting. The rules keep changing, there is a lot of jargon, so much conflicting information that can make it difficult to decide what is right for you.
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First Investments

Have you been focusing on getting your debts under control and feel you will never get started as an Investor? Or have you made an investment and are not sure where to turn next? We can support you with wealth strategies tailored to meet your goals and circumstances.
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Perfect Business

It is easy to forget that as a business owner, as well as working IN your business you need to spend time working ON your business.Ultimately your business is a lot more than the Profit & Loss Statement and the Balance Sheet. How can you ensure that your business can give you.
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What Makes Us Different

Embracing Uniqueness.
Plans tailored to You

Relationships.
We're with you for the long term

Coaching.
Balance, confidence, well-being

Judgement Free.
Learn from the past, look to the future

Accessibility.
We're here for you when you need us most

Passion & Experience.
It speaks for itself

About Us

We are a Locally Owned and Operated, Family Focused Business

"Our staff & clients are part of our family"

Our team

Our focus at Lake Macquarie Financial Planning is on making your life easier by taking the money worry out of the equation, so you can get on with living and achieving your goals.

Free from judgement, we will get to know you and your situation so we can work with you to achieve both your short and long-term goals. We will tailor a financial plan for you that is as unique as you are!

With 25 years of experience in Financial Planning and a genuine desire to build long-term, supportive relationships, you can rest assured you are in safe hands at Lake Macquarie Financial Planning.

Who We Are

What to Expect – What is Financial Planning?

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What to Expect – Our Process

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What to Expect – Success Stories

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Building long-term relationships for over 25 years

Client Testimonials

We had our financial goals and were getting comfortable with the idea of early retirement when the Global Financial Crisis hit. We often had restless nights wondering whether we could achieve the level of financial security we needed.
John & Rosemary, Warners Bay NSW
Before I met with Tony I had really only used bank accounts to save. Although I knew this was a safe way to go, I also knew that this way it was going to take forever to reach my goals.
Natassja
I have been a client of Lake Macquarie Financial Planning since it was established. I have found them highly professional and responsive. We have worked on my individual and my families' needs and have always found their advice to be spot on. I have recommended LMFP to people through word of mouth and wouldn't hesitate to do it again.
Paul
As an accountant I need to be confident in the financial planner I refer my clients to. I refer my clients to Tony because I can rely on his wealth of experience gained over his 20 year career and the outcomes I have personally reviewed of many of his long term client to whom he has provided years of top quality holistic advice. I highly recommend anyone seeking financial advice or mortgages contact Tony for an appointment.
Matt
A lifelong customer of Tony, excellent service and support. Thank you
Werner
Tony and the crew at Lake Mac Financial Planning have been looking after my financial wellbeing for decades. They know exactly what I am trying to achieve for my lifestyle and don't hesitate to inform and guide me when changes need to be made. I would not be in the secure financial position I am in without Tony's expert knowledge and guidance.
Natalie
Tony is thorough, non judgemental and professional on all levels. His suggestions have helped my husband and I plan for a financially secure future and we are very thankful for Tony's honesty, knowledge and sound advice.
Sharon
We wouldn't be mortgage free nor living in our dream location long before retirement age, if it wasn't for the help from Tony and his team at Lake Macquarie Financial Planning! Can't recommend him highly enough as an ethical, conscientious, skilled and totally trustworthy financial planner!
Lizzie
I have been a client of Tony and his team for a number of years. I value his advice and guidance through the rough seas of the financial world.
Peter
I became one of Tony's clients around 3 years ago when I was about to be relocated due to my employment. This move was going to result in an increase in my fortnightly free cash, I sought Tony's advice on how I could best utilise this additional money to accelerate my medium term wealth growth. I have always found Tony to be excellent at explaining financial concepts and ensuring that I understand the options available to me. Tony's knowledge in personal wealth creation is excellent and I have always felt that he has my best interest at heart which has been confirmed by the performance of my portfolio. I happily recommend Tony to family and friends with my sister also a very happy client.
Tom

Frequently Asked Question's

Yes – the first step in our process is to learn about you and your goals and to see if our solutions are a match for your needs. We will do this at our expense.
Yes – we will not undertake a product or strategy solution unless we can guarantee that you understand all that you wish to know, it meets your needs and is in your best interests.

The Fee for Service for your selected package can be settled via Direct Debit, BPay and EFT from your Credit Card or Bank Account. Where your advice includes Superannuation advice, you may be able to choose that some of your Fee for Service is debited from your Superannuation account.

Yes – we uphold strict Privacy Principles. You will need to authorise us to obtain personal information or provide your information to any third party.

The cost to research, prepare and implement your advice will depend on the service package you select and the Scope of Advice we agree upon. We will not undertake any advice preparation without your agreement to the Scope of the advice and Fee for Service payable. Please refer to our FSG for further information.

We usually request that you set aside an hour and a half for each consultation to allow us to be sure we understand your needs clearly. Typically two to three consultations will be required to get from “Getting to Know You” to “Plan Implementation”.